Navigating money and tipping in a new country can be confusing. This guide breaks down everything you need to know about handling currency in Morocco, from understanding the Dirham to tipping etiquette, helping you manage your budget and travel with confidence.

The Moroccan Dirham (MAD)

The official currency of Morocco is the Moroccan Dirham, abbreviated as MAD. It is a closed currency, which means it's technically illegal to take it in or out of the country. While enforcement is rare for small amounts, you should plan to exchange your money upon arrival and spend your remaining Dirhams before you depart.

Exchanging Money: ATMs, Bureaus, and Banks

  • ATMs: This is the easiest and most common way to get local currency. ATMs are widely available in cities and towns. Inform your bank of your travel plans to avoid any issues.
  • Bureau de Change: You can find currency exchange offices in airports and major city centers. Rates are generally fair, especially when compared to exchanging money at home.
  • Banks: Banks also offer currency exchange services, though the process can sometimes be slower than using a dedicated bureau.

It's wise to have some cash on hand, as many smaller shops, souk stalls, and local cafes do not accept credit cards. Major hotels, upscale restaurants, and large stores will usually accept Visa and Mastercard.

Tipping Etiquette in Morocco

Tipping is an integral part of Moroccan culture and is expected for most services. While not mandatory, it is a way of showing appreciation for good service. It's helpful to keep small coins and notes handy for this purpose.

  • Restaurants and Cafes: 10% of the bill is a good rule of thumb for good service. For a small purchase like a coffee, leaving 2-5 MAD is appreciated.
  • Tour Guides and Drivers: For a private guide on a multi-day tour, 150-250 MAD per day is a generous tip. For a half-day or full-day city guide, 100-150 MAD is appropriate.
  • Hotel Staff: A tip of 10-20 MAD for the porter who carries your bags is customary. Leaving a tip for housekeeping at the end of your stay is also a nice gesture.
  • Taxis: Simply round up the fare to the nearest 5 or 10 Dirhams.

How Much Does a Trip to Morocco Cost?

Morocco can be a very affordable travel destination, but costs can vary widely depending on your travel style.

  • Budget Traveler: Expect to spend around 400-600 MAD ($40-60 USD) per day, staying in hostels, eating at local cafes, and using public transport.
  • Mid-Range Traveler: A budget of 800-1500 MAD ($80-150 USD) per day will get you comfortable stays in riads, meals in a mix of local and tourist-oriented restaurants, and perhaps a private taxi or two.
  • Luxury Traveler: For those seeking luxury, costs can be 2500 MAD ($250 USD) per day and up, including stays at high-end hotels, gourmet dining, and private tours.